Goldman Sachs report highlights Crowdfunding, Wealth Management, Social Payments, Peer-to-peer Lending investment opportunities.

Thousands of FinTech startups in the US, Europe and Asia are working hard on building the latest and coolest products, services and business models to disrupt the traditional players and capture part of the $4 trillion financial services market opportunity.

Goldman’s report says: “The financial services industry is becoming increasingly social and democratic as it continues to move online and becomes more automated, at once empowering consumers, disrupting existing banking and credit systems, and creating new markets. This is happening across crowdfunding, wealth management, lending, and payments, among other categories, and fundamentally changing the way these markets operate.”